.body {
    font-family: Calibri, sans-serif;
    background: #f7f7f7;
    margin: 0;
    padding: 0;
}

.faq-hero {
    max-width: 850px;
    margin: 60px auto 20px auto;
    margin-bottom: 4rem;
    padding: 0 18px;
    text-align: left;
}
.faq-hero h1 {
    color: #174a96;
    font-size: 2.5rem;
    font-weight: 900;
    margin-bottom: 10px;
    display: inline-block;
    padding-bottom: 7px;
}
.faq-lead {
    font-size: 1.2rem;
    color: #333;
    margin-bottom: 2rem;
    opacity: 0.92;
}
.faq-cta {
    display: flex;
    justify-content: center;
    margin-top: 1rem;
    padding: 13px 32px;
    border-radius: 32px;
    font-size: 1.2rem;
    font-weight: 600;
    text-decoration: none;
    transition: background 0.5s;
    box-shadow: 0 2px 12px rgba(32, 88, 166, 0.1);
    letter-spacing: 0.03em;
    background: #174a96;
    color: #fff;
    border: none;
}

.faq-cta:hover {
    background: #397de3;
    color: #fff;
}

.faq-list {
    max-width: 850px;
    margin: 0 auto 48px auto;
    padding: 0 18px;
    display: grid;
    grid-template-columns: 1fr;
    gap: 18px;
}

/* Accordion container */
.faq-accordion {
    background: #fff;
    border-radius: 12px;
    box-shadow: 0 2px 12px rgba(32, 88, 166, 0.08);
    border: 2px solid #e0eaf7;
    transition: box-shadow 0.18s;
    overflow: hidden;
}

.faq-question {
    width: 100%;
    text-align: left;
    background: none;
    border: none;
    outline: none;
    font-size: 1.2rem;
    color: #174a96;
    font-weight: 700;
    padding: 22px 52px 22px 26px;
    cursor: pointer;
    display: flex;
    align-items: center;
    justify-content: space-between;
    transition: background 0.13s;
    position: relative;
}

.faq-question:focus {
    background: #fff;
}

.faq-icon {
    font-size: 1.2rem;
    transition: transform 0.22s;
}

.faq-accordion.open .faq-icon {
    transform: rotate(180deg);
}

.faq-answer {
    font-size: 1.rem;
    color: #333;
    line-height: 1.65;
    padding: 0 30px 22px 30px;
    opacity: 1;
    max-height: 1200px;
    transition:
        max-height 0.35s cubic-bezier(0.45, 1.08, 0.46, 1),
        opacity 0.22s;
    pointer-events: auto;
}

.faq-accordion:not(.open) .faq-answer {
    max-height: 0;
    opacity: 0;
    padding-bottom: 0;
    pointer-events: none;
    overflow: hidden;
}

.faq-accordion.open {
    box-shadow: 0 4px 28px rgba(32, 88, 166, 0.13);
    border-color: #397de3;
}

@media (max-width: 700px) {
    .faq-list {
        padding: 0 4vw;
    }
    .faq-question {
        padding: 15px 46px 15px 13px;
        font-size: 1.03rem;
    }
    .faq-answer {
        font-size: 0.98rem;
        padding: 0 13px 11px 13px;
    }
}